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More Parents Are Financially Supporting Adult Children: Why It’s a Problem

Supporting adult children comes at a high cost.  And an increasing number of parents are finding themselves doing just that. Here are some of the key findings of the 2025 Savings.com report: Half of parents with adult children provide regular financial assistance to their grown kids.  The average monthly support per adult child is $1,474,… Continue reading More Parents Are Financially Supporting Adult Children: Why It’s a Problem

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Tired of Retirement Savings Stress? These 5 Moves May Help.

Saving for retirement can feel overwhelming – especially with headlines constantly reminding us about rising healthcare costs, tariffs, and a volatile market.  But here’s the thing: Most retirement savings stress often comes from uncertainty – not from your actual financial position. The good news?  You can take steps today that not only help you save… Continue reading Tired of Retirement Savings Stress? These 5 Moves May Help.

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7 Common Disposable Income Mistakes to Avoid in 2025

Having money left after taxes is a good thing, but spending it without a plan?  That’s where many people can go wrong. Disposable income is not the same as discretionary income. Disposable income is what you have left after paying taxes. For instance, if you earn $60,000 annually and pay 20% in taxes, your disposable… Continue reading 7 Common Disposable Income Mistakes to Avoid in 2025

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Pre-Retiree Confidence Is Declining: How to Prepare Now

We feel retirement planning has never been more important, yet confidence in a secure financial future is shrinking. A March 2025 Fidelity Investments® State of Retirement Planning study reveals that while 7 in 10 of those currently in retirement feel stable, confidence in retirement outlook among pre-retirees has dropped by 7 percentage points from last… Continue reading Pre-Retiree Confidence Is Declining: How to Prepare Now

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One Move That May Improve Your 401(k) Returns in 2025

If you’re looking to improve your 401(k) performance in 2025, there is an often-overlooked strategy that may help.  It’s called rebalancing. And failing to rebalance your portfolio could mean losing more than necessary in down markets or not maximizing gains in strong ones. Yet, many 401(k) investors often fail to rebalance, and, in doing so,… Continue reading One Move That May Improve Your 401(k) Returns in 2025

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Worried about the Market? Here’s What You Need to Know

When markets drop, it can be easy to panic.  But history shows that staying invested through downturns can often be the smartest move. In this special market update, we break down what’s happening right now – and why sometimes doing nothing may be the best strategy.   What’s Going on in the Market We’re seeing… Continue reading Worried about the Market? Here’s What You Need to Know

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Think Social Security Will Cover Retirement? Think Again.

Many Americans mistakenly believe Social Security will be enough to fund their retirement – but reality paints a different picture.  Consider the most recent cost of living adjustment. The 2025 Social Security COLA increase is just 2.5%.¹ This minimal increase means “retired workers’ Social Security checks will grow by around $48 a month, going from… Continue reading Think Social Security Will Cover Retirement? Think Again.